Green Finance and Financial Awareness: Experiences From a Questionnaire Survey

Authors

DOI:

https://doi.org/10.58423/2786-6742/2025-11-366-381

Keywords:

financial awareness, financial literacy, green finance, questionnaire survey, correlation analysis

Abstract

The article provides a comprehensive picture of students' financial awareness and knowledge, presenting the current situation, the methodological background of the research, the hypotheses formulated and the results of the questionnaire survey. The suggestions and conclusions presented here can contribute to the further development of financial education and hopefully encourage conscious changes in the education system and the family environment in order to enable future generations to make better financial decisions. The economic and environmental challenges of today's world are drawing even more attention to the issue of sustainability, especially in the area of financial decisions. Tackling climate change, resource depletion and social inequalities is not just a global political or corporate challenge, but also requires a conscious approach at the individual level. As a consequence, "green finance" - i.e. financial solutions that take into account environmental and social concerns - is gaining in importance. At the same time, it is becoming increasingly important to develop financial awareness, especially among the younger generation, who will be the economic and environmental decision-makers of the future. University students are a particularly relevant target group for the study of financial awareness and sustainable financial attitudes, as it is at this age that the basic financial habits and attitudes that will later determine individuals' decision-making in the long term are formed. For this age group, green finance can be not only a theoretical concept but also a practical issue, for example in terms of bank choices, savings, investment decisions or even consumption habits. However, the question arises as to what extent this knowledge is present in the minds of young people in higher education and to what extent they feel responsible for the financial aspects of environmental sustainability. The aim of the study is to explore the level of knowledge about green finance among university students and to examine the extent of their financial awareness. The questionnaire-based research seeks to answer the question of how well sustainability considerations are integrated into young people's financial thinking and to what extent they are willing to embrace sustainability.

Author Biographies

Bernadett Oroszné Ilcsik, University of Nyíregyháza

Master's degree

Dóra Barabásné Kárpáti , University of Nyíregyháza

PhD

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Published

2025-12-17